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ACC CoverPlus Extra is the flexible alternative to ACC CoverPlus which enables you to negotiate your level of lost earnings cover. That way you know exactly what you’ll receive if you’re injured and can’t work – and it doesn’t matter whether the injury is work related.

  • ACC CoverPlus Extra is available to all self-employed and shareholder-employees who do not pay PAYE and who work 30 hours or more per week
  • You negotiate your level of lost earnings cover.
  • You receive 100% of this lost earnings cover if you can’t work because of an injury, starting one week after your injury. This stays the same even if your business continues to generate income during your time off work or you return to work part-time.
  • You don’t have to prove loss of earnings when you make a claim.
  • You have access to medical and work-related help as part of your ACC CoverPlus Extra policy

With ACC CoverPlus Extra, you will receive all the normal entitlements of ACC CoverPlus. Some or all of the following benefits may be available depending on the nature of your injury and needs.

There is also help for partial disabilities:

  • If you can’t work full time or continue receiving business earnings because of your injury, you still qualify for 100% of your agreed cover.
  • If your injury has a serious long-term effect through a permanent impairment, lump-sum payments may be available.

ACC can contribute to a wide range of medical and related costs, including those for doctors’ visits, treatment by various other health professionals, surgery, X-rays and prescriptions.

As part of our commitment to helping you to recover and get back to work as quickly as possible, we will help you to return to your job – and if you can’t return to your old job because of injury, we help you to prepare for finding a new one.

If you need help managing at home after an injury, we can arrange help with things like housework, personal care, transport, aids, modifications and childcare.

If you have to travel for assessments, ACC can help with transport and accommodation costs. This may also include assistance for your support people.

In case of death, ACC has a number of grants available in case you or one of your family dies as a result of injury. These include funeral grants, survivors’ grants, help with childcare and weekly compensation.

Our Partners

Eureka has an excellent long term relationship with all major insurers and ensure that when they provide you with an insurance solution that it is formulated for your circumstances.

Here you can see our insurance plans that include individual group and Business plan.

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