Life Cover will ensure that in the event of your untimely death a lump sum payment will be available. This payment will allow you to provide for your family by ensuring their financial security in the event of your untimely death. In the event of your death the surviving partner would be able to take time of work to focus on caring for themselves and children without have to worry about paying off debts and losing their financial security – eliminating any financial strain or worry was very important to you both.
Your sum assured will be calculated to include paying off your living costs and to cover funeral expenses. Also to help make payments on your daily expenses, personal debts or mortgage so you do not have to worry about how to pay your mortgage should you have to take time off work to recover.
If you need to take time off work to help you the mentioned amount has been considered, as you said this would provide you with choice should you need extended time to recover and ensure you do not have to worry about your day to day living costs.
We recommend Level premiums as they are constant and there are no increases each year if non-inflation option is selected. This type of cover is highly beneficial in the long term and premiums are affordable in the long term.
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You are covered